Florida Condo & HOA Associations

Governing documents, built for Florida law.

More complete and current than the free forms floating around online — at a fraction of attorney cost. Editable document sets for Florida condominiums (Chapter 718) and homeowners' associations (Chapter 720), drafted for the post-2024 reforms — HB 1203, SIRS/milestone inspections, and the fining and election rules handled correctly. The smart starting point before your attorney review.

8 documents, 2 sets
Ch. 718/720 statute-cited
HB 1203 reforms built in
Instant download
Why FlHOA Docs

Between free-but-generic and lawyer-but-expensive.

Free sample forms are generic and often years out of date — and Florida's law changed dramatically in 2024. A custom attorney draft runs thousands. These sit in the sensible middle — professionally complete, current with Florida law, and priced for the boards and managers who want it done right without the legal bill.

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More complete than free forms

Free samples skip what Florida actually requires. Every major provision maps to its statute — §718.104 condo contents, §720.3085 HOA liens, the SIRS and milestone rules — so nothing important is missing.

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Fill-in-the-blank fields

Clearly marked red bracket fields for your association name, county, allocations, and dates. Complete it in an afternoon, no reformatting.

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Current with the 2024 reforms

Florida overhauled community-association law with HB 1203 and the post-Surfside condo-safety statutes. Free forms and old documents rarely reflect these — these do, and a dated change log proves it.

Instant, private download

Editable Word files delivered immediately at checkout. No account, no subscription, no personal information beyond your email.

Pricing

Two statutes. Two packages.

Florida splits condos (Ch. 718) and HOAs (Ch. 720) across two statutes — so there are two packages. Pick the one that matches your community, or start with just the election rules.

Chapter 718 Condo

$42 / one-time

Complete governing-document set for a Florida condominium association.

  • Declaration of Condominium (recorder-ready)
  • Bylaws — director cert, SIRS, 60-day challenge
  • Articles of Incorporation (Ch. 617)
  • Election Rules — secret ballot, no proxies
  • 12 months of update delivery
Get Condo Package

Election Rules

$12 / one-time

Both condo and HOA election procedures — the standalone entry option.

  • Ch. 718 condo rules (secret ballot, 20% turnout)
  • Ch. 720 HOA rules (§720.306(9), proxies OK)
  • Two editable Word templates
  • Red-bracket fill-in fields
Get Election Rules

Think of these as your professional first draft: far more complete than free samples, and ready for a quick attorney review instead of an expensive from-scratch drafting bill.

Just need one Condo document?

Buy any Chapter 718 document on its own — or get all four in the Condo Package for $42 (that's $6 off buying separately).

Just need one HOA document?

Buy any Chapter 720 document on its own — or get all four in the HOA Package for $42 (that's $6 off buying separately).

Prices in USD · Secure checkout via Gumroad · Instant download

New · FlHOA Current Membership · 7-Day Free Trial

Every document. Always current.

Florida rewrites its community-association rules almost every session — and the compliance deadlines keep moving. Membership gives you the full Condo and HOA libraries, with revised files and a plain-English change note delivered whenever a tracked statute changes, for as long as you're subscribed. Start with a 7-day free trial — full access today, no charge until it ends.

  • Full Chapter 718 + Chapter 720 libraries
  • Every statutory update, pushed to you
  • Dated change log for your records
  • Use across the associations you manage
  • Cancel anytime
Recently tracked · verify effective dates for your matter

HB 913 SIRS deadline relief, reserve threshold raised to $25,000 (2026: $25,675), two-year reserve pause for milestone repairs (eff. July 1, 2025)

§ 718.111(12)(g) Condos with 25+ units must post official records online (eff. Jan 1, 2026 — down from 150)

HB 1203 HOAs with 100+ parcels must maintain a website and post records (eff. Jan 1, 2025)

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What's inside

What's inside each set.

Declaration (Condo or HOA)

The recorded master document — Declaration of Condominium (Ch. 718) or Declaration of Covenants (Ch. 720): units/parcels, common elements, assessment liens, and use restrictions.

§718.104§720.3085

Bylaws

Board governance — director certification/education, meeting and notice rules, fining committee, SIRS reserves (condo), and 7-year records.

§718.112HB 1203

Articles of Incorporation

The nonprofit charter filed with the Florida Division of Corporations, with registered agent and statutory powers.

Ch. 617

Election Rules

Secret-written-ballot election of the Executive Board, candidate disclosures, removal procedure, and pre-suit dispute resolution.

§718.112(2)(d)38.310 ADR
Inside a template

See exactly what you're buying.

Word-for-word passages from the actual templates — formal structure, Chapter 718 and 720 citations already placed, and red-bracket fields marking everything you fill in.

DEFINITIONS — CHAPTER 718
"SIRS": A Structural Integrity Reserve Study conducted pursuant to §718.112(2)(g), Florida Statutes, evaluating the structural components of the Condominium and establishing fully funded reserve requirements for all structural components.
ARTICLE 7 — MAINTENANCE
§7.02Each Unit Owner shall maintain their Unit in good condition and repair at their own expense. Unit Owner maintenance includes all interior surfaces, fixtures, appliances, HVAC systems serving only their Unit, plumbing and electrical within the Unit boundaries … Unit Owners shall promptly repair any condition within their Unit that may affect other Units, Common Elements, or the structural integrity of the building.
ARTICLE 4 — ASSESSMENTS (CHAPTER 720)
§4.1Each Owner covenants to pay regular, special, and individual assessments. Assessments run with the Parcel and are the personal obligation of the Owner when levied. The Association's lien and its enforcement follow § 720.3085.
§4.2Delinquent assessments bear simple interest at the rate stated here or, if none, eighteen percent (18%) per year — compound interest is prohibited under 2024 law even if prior documents allowed it. Reasonable late fees and the collection costs allowed by § 720.3085 may be added, subject to the pre-lien and pre-foreclosure notices that statute requires …
ARTICLE 3 — BOARD OF ADMINISTRATION
§3.1The affairs of the Association are governed by a Board of Administration of [NUMBER — an odd number is recommended, not fewer than three] Directors. Except during the period of developer control under § 718.301, Directors are elected by the Unit Owners. Terms are [ONE (1) or TWO (2)] years [stagger if two-year terms are used].
§3.2Eligibility and Statutory Certification …
Why Florida is different

Florida isn't one statute — it's two.

Florida governs condominiums under Chapter 718 and homeowners' associations under Chapter 720 — with genuinely different rules on reserves, inspections, fines, and elections. A template written for the wrong chapter is the classic Florida mistake:

Condo safety (post-Surfside) — Chapter 718 condos face milestone structural inspections and Structural Integrity Reserve Studies (SIRS). Chapter 720 HOAs do not.

HB 1203 (2024) — sweeping HOA reforms: director education, the independent fining committee, cure-before-hearing, and website posting for 100+ parcels.

Different elections — condos use secret ballots with no proxies; HOAs permit proxies and require an independent monitor at 100+ parcels.

SIRS & milestone inspectionsHB 1203 reformsIndependent fining committee§718.112 / §720.306Secret ballot vs proxy

Questions

Good to know.

Do these work for both HOAs and condos?

If your community is a condominium, you need the Chapter 718 Condo Package. If it's a planned community of houses with an HOA, you need the Chapter 720 HOA Package. Check whether your recorded document says 'Declaration of Condominium' (718) or 'Declaration of Covenants' (720).

Who prepares these templates?

They're drafted in-house and mapped section-by-section to Florida Chapters 718 and 720. FlHOA Docs is not a law firm and does not provide legal advice — these are professional self-help templates, the same model as any legal-forms library.

Do I need a lawyer?

These are templates you complete yourself. They're not a substitute for legal advice, and we recommend having a licensed Florida attorney review your finished document before your association adopts or records it — especially given how much Florida law changed in 2024.

What do I get, and how fast?

Editable Microsoft Word (.docx) files, delivered instantly at checkout through Gumroad. Complete the red-bracket fields, and you're ready for attorney review and adoption.

Will these stay current?

Florida amends its community-association statutes frequently. Package purchases include 12 months of update delivery, and a dated change log records every revision we make.

Also serving: CalHOA Docs (California), NevHOA Docs (Nevada), and HiHOA Docs (Hawaii). More states coming.
Not a law firm. FlHOA Docs provides editable templates and educational content for informational and self-help purposes only — not legal advice. Consult a Florida-licensed attorney before adopting or recording governing documents.